How do I find good general liability insurance?
chocolatte Asked:
How do I find good general liability insurance?
I’m bringing my business to the YMCA and they told me I have general liability insurance.
Best answer:
Answer by bobbyblackeyes
most insurance carriers(especially if you already have any type of insurance with them) offer packages!!!! i’ve found farmers life insurance to give about the ideal deal though!!! grab a phone book and/or go on line for businesses in your area and get quotes… thats usually the ideal way to find your ideal deal
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How long does it take to get car liability insurance?
wowlolz123 Asked:
How long does it take to get automobile liability insurance?
I need my insurance for my automobile on Tuesday because I am dead, my driving test by then, I would like to know if purchasing a liability insurance for a day or how long it would take can be done.
Best answer:
Answer by entidtil
It can be done in a matter of minutes
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Q&A: Up to how much will my auto liability insurance cover?
pegasus777777 Asked:
Up to how much will my auto liability insurance cover?
I have a range of 20/40/15. I was to blame for an happening (nothing serious). Next to my vehicle, two other cars were involved in the accident. It was only the driver per the vehicles. Up to how much my individualized injury insurance for those two people will be covered?
Best answer:
Answer by CJ M
20= $ 20,000 per mortal bodily injury
40= $ 40,000 per happening total bodily injury
15= $ 15,000 property damage
So apiece of the other people can receive up to $ 20,000 apiece for their injuries but the total the insurance company will pay out is $ 40,000 per accident. So if the other two people have $ 20,000 or less apiece in medical bills, etc. you are ok from that standpoint. If, however, one or both of them have more than $ 20,000 in medical related expenses from the happening the insurance will still cut off at $ 20,000 and you are responsible for the rest.
The restitution to property of others is limited to $ 15,000 dollars TOTAL. Once their combined repair bills reach this amount your liability insurance will pay no more and you are liable for the rest.
Your own car will only be covered if you have collision coverage. That is the only coverage on your policy that will cover alteration to your car when an happening is your fault.
If it is truly a minor happening you will probably be ok. But if the other cars are late model cars and the alteration is more than just a dent or two you might be underinsured.
I hope this helps.
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Car liability insurance in US: The max. amount for bi & pd very low. Who pays when loss of income is millions?
HappyMan Travelling Asked:
Car liability insurance in US: The max. amount for bi & pd very low. Who pays when loss of income is millions?
I’m surprised – in Germany, my automobile insurance sum more than 10 million €. But during my research on US-Car Maxima liability gesehen.Nahm I have no more than 500,000 injured someone I acquire more than 100,000 apiece year is so bad that he / she can no longer work. Automobile insurance does not cover loss of income. I can not pay for the damage. Who takes care of that as financial problem? Or everyone is insured against disability in the U.S.?
Best answer:
Answer by Gothic Bug
Well that mortal can sue you for it, but If you don’t have it there really isn’t much they can do about it.
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Q&A: How much do you pay for basic liability auto insurance?
csbstrd Asked:
How much do you pay for basic liability auto insurance?
I am only interested in liability insurance. Please enter your say and monthly payment.
Best answer:
Answer by Karle
um the two policies are about $ 1100 each six months i live in SC………but that’s 6 cars insured liability only……and only 2 drivers…….my driving record is horrible and wife has had one happening about 3 years ago and 1 speeding ticket a year b4 that….
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What situations have you or somebody you knew used home of liability coverage?
skahhh Asked:
What situations have you or somebody you knew used home of liability coverage?
And how did it work? Was their insurance coverage sufficient for the situation or have attached to their individualized assets will occur or paying out of pocket?
Best answer:
Answer by Kitty
My uncle just had a motorcycle happening due to a DOG… The owners will be paying for everything… They are going after the homeowners insurance and I hope they were well insured for this happening is requiring hundreds of thousands in medical bills, pain and suffering.
It is still in the works so I do not know if it is working out well or not. I can only give everyone a heads up… IF you have pets, keep them in YOUR yard or you could lose everything. Of course IF your pet would cause such a horrible happening then you deserve to lose it !! No excuses !
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How do I deduct personal liability insurance?
Liz Asked:
How do I deduct individualized liability insurance?
The IRS website (http://www.irs.gov/publications/p535/ch06.html) states I can withdraw my liability insurance, but what do I do that? I am using TurboTax.
Best answer:
Answer by Orangeade
You don’t.
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What is the lowest, best Liability auto Insurance in California ?
April Asked:
What is the lowest, ideal Liability auto Insurance in California ?
I just got a PT Cruiser that dealership when offering 70.00 to the automobile but I sure need insurance know someone who is a good site were I can some citations, rather than one around to compare, or speaking to a pushy insurance agent? I’m not really on looking for a debate just a website thanks!
Best answer:
Answer by Ginger
Wow! If you think comparing rates online and not speaking with a licensed expert is the way to go, more power to you.
There is no such thing as “the lowest, ideal liability auto insurance”. That is different for each individual. It absolutely depends on your credit (and they don’t run that for online quotes), your driver record (also not ran for online quotes), your age, the different coverages you select (which, without the education or license, you have no intent what you’re choosing and how it will affect you when you have a claim).
Many quotes you get online are mostly temporary quote estimates and once the policy is written, then renewed, you’ll see what the real premium will be.
I hope you never have a claim, but if you do, good luck handling it online without one of those “pushy insurance agents”.
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why should i have personal liability insurance?
Tony Vu Asked:
why should i have individualized liability insurance?
I am renewing my homeowners insurance and thinking about reducing my liability insurance up to $ 300k to $ 100k, because really now …. what the chances of a) someone sued me and b) for more than $ 100k. I’m exhausted from my agent telling me my friends going to slip and sue me in my own apartment.
Best answer:
Answer by Judy
You have an aggressive insurance agent.
They can sue for the equity in your home and your assetts.
In most says they can’t come after your IRA’s and 401K’s.
Do you have children?
Consider keeping that liablity high – or make sure you know what children come in your home.
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In California, what exactly is covered with liability car insurance?
BRANDI J Asked:
In California, what exactly is covered with liability automobile insurance?
My automobile is covered by only required basic liability insurance by the state. I was recently in an happening where another automobile swerved caused me to roll over 5 times in a ditch and total my car. The other automobile did not stop, but there were several witnesses to verify my story. No other cars were damaged. What can I do if replacement or repair of my automobile on a claim, etc?
Best answer:
Answer by Resto
wow.. intresting.. always thought that liability insurance.. was that you were just insured if you dilapidated somebody elses car..
i dont think you can do anything accept pay out of your own pocket.
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