How much would some general liability insurance cost for a start-up salsa company?

Captain Irvine Asked:
How much would some general liability insurance cost for a start-up salsa company?

My wife and I are selling from a small company salsa at the farmers market and hopefully some local grocery store. We have no employees and revenues well below $ 50K for our first few years. How much would some general liability insurance costs for this start-up? We are in Lancaster County PA, where the area matters. Rough estimates would be gladly accepted!

Best answer:

Answer by mbrcatz
Doesn’t matter, you’re speaking about product liability for a FOOD product. It’s going to START at $ 2500.

Add your own answer in the comments!

can a company who bought my credit card debt file a judgement on me?

Question by sweetnchunky: can a company who purchased my credit card debt file a judgement on me?
I was hurt and lost my job 6 years ago, I only paid what I could afford to. I had a credit card that I let go. The card company charged it off and the debt has been sold many times since. Now the latest company who has purchased the debt has filed papers in my local county court to place a judgement on me for the unpaid money. Can they do this? I thought that only the original company could do this?

Best answer:

Answer by v b
Did you ever get a 1099-C for the cancelled debt? When the debt is legally charged off, they have to issue you one if the debt is more than 0. (Then it’s taxable income on your tax return.)

If you didn’t get the 1099-C, they might have never really cancelled it and yes, if they sell it, it’s a legal debt still. The mortal who purchases it can take you to court.

What do you think? Answer below!

County Court Judgements Explained

County Court Judgements Explained

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover the debt.

If you get into arrears and change to come to a repayment agreement, your creditor might decide that pursuing a CCJ is the only option. The first you’ll hear about it is when you receive a ‘Claim Form’ through the post, sent to you by the county court. This form will set out the details of the claim, including who the creditor is and how much they state you owe them.

If you were unaware of the debt, for instance if you’d moved home and lost contact with the creditor, then repaying the full debt now will stop proceedings going any further. If however you can’t clear the debt, then you should fill out an ‘Admissions Form’ which will also have been sent to you.

This form asks for information about your income and expenses, which the court will take into statement when hearing your case. The Admissions Form should be returned within 16 days of the postmark it holds, even though if you intend to dispute or defend the claim then you can apply to have the hearing delayed an extra 14 days in order to prepare your defence.

Once you’ve filled in these forms and returned them to the court, there will be a easy hearing carried out in private. You don’t have to attend the hearing so long as you’ve absolutely filled in the necessary forms, or unless you wish to dispute aspects of the claim.

At the hearing, the court will objectively review the claim and the information you’ve provided, and come to a decision about the amount of money (if any) you owe, and how it should be repaid. It’s important to note that no one is being found ‘guilty’ or ‘innocent’ here, the court is simply trying to evenhandedly resolve a civil financial dispute.

If the decision upholds the claim against you, then the court order or CCJ is issued. Even at this stage you can stop the alteration to your credit record, as you’ll have one month from the date of the court hearing to repay the debt in full to stop the CCJ being place on record.

After a month, the CCJ will be entered on to the Register of County Court Judgements, and from there it will make its way onto your credit files held by the various credit reference agencies.

The presence of one or more CCJs on your credit file will effectively close off most kinds of finance to you, as most lenders will be very reluctant to advance credit to people in these circumstances. Once, however, you’ve cleared the debt, then the judgement will be marked as ‘satisfied’, and while this will not remove it from your record it is a lot less harmful to your credit worthiness than an uncleared CCJ.

If you have a CCJ on your record, you might be tempted by companies promising to remove it and clean up your rating. Unfortunately, this is only feasible in a few cases. Sometimes, the CCJ is entered on to your record by mistake even though you cleared the debt within the one month time limit. If this has happened then you have the right to have it removed from your records.

The only other ways to have a CCJ removed is to show that there was something wrong with the way in which the judgement was awarded. If, for example, you didn’t receive the initial Claim Form, and you were unaware of the proceedings, then you didn’t have the chance to defend yourself and so the judgement is invalid.

In these circumstances, you can apply to the court to ‘set aside’ the judgement and it will be removed from your file, with the whole process starting again with a new claim and hearing. Any attempt to acquire a ‘set aside’ without a reasonable argument could be seen as wasting the court’s time, with all the legal penalties that would entail.

If you receive a Claim Form through the post, it’s important not to panic. Even though a CCJ against your study is harmful to your credit rating, it isn’t a criminal matter and won’t lead to further action such as repossession of your home or bankruptcy. The CCJ procedure is there so that the court can help to resolve your debt in a way that is clean to both you and your creditor.

DORMANT JUDGEMENT RECOVERY – Canada Debt Relief – Bankruptcy We Specialize in “DORMANT JUDGEMENT RECOVERY” If you have a Judgement that requires collection then you have come to the right site. Conditions: 1. Judgement in 10 years old (OR MORE) 2. Judgement is 000 or More 3. You Have Supporting Documentation CALL US AT: 416.456.2369 Or CanadaDebtRelief@Rogers.com We Are The Judgement Recovery Experts debt relief, judgement recovery, credit cards, bankruptcy, business, canada, ontatio court, small claims, claim managment, collections, stop calls
Video Rating: 0 / 5

Can an inmate in a county jail in Alabama get a divorce for free?

jenn Asked:
Can an inmate in a county slammer in Alabama get a divorce for free?

the man has disappeared in Calhoun County slammer and the woman. He has had no contact with her in months. He has no address or phone number for sie.wer would contact us to find out about a divorce?

Best answer:

Answer by |??Kebert Xela??|
Yeah, inmates generally get perks that law abiding citizens don’t.

What makes you think they could get anything free?
(I state that realizing how much they get free in terms of food/shelter)

Add your own answer in the comments!

Q&A: Can an inmate in a county jail in Alabama get a divorce for free?

jenn Asked:
Can an inmate in a county slammer in Alabama get a divorce for free?

the man has disappeared in Calhoun County slammer and the woman. He has had no contact with her in months. He has no address or phone number for sie.wer would contact us to find out about a divorce?

Best answer:

Answer by |??Kebert Xela??|
Yeah, inmates generally get perks that law abiding citizens don’t.

What makes you think they could get anything free?
(I state that realizing how much they get free in terms of food/shelter)

What do you think? Answer below!

where can i get free divorce advice?

ncarolina Asked:
where can i get free divorce advice?

I have some basic questions I need help about filing my own divorce. how do I have to part fill the support when I just want the job that we are now and when I need to have fees waived (with the divorce papers, or before?) file is still there any websites that can help, that I did not pay $ 30 to a question about?

Best answer:

Answer by krismiss2us
Most counties have websites with links. The fee relinquishment paperwork usually goes iwth the divorce papers, but call the court clerk to find out for sure. Also the county court websites sometimes have forms on line that you can download and fill out yourself. If there’s a section on support, you can usually place in that you already have an agreement or you can just place down the amount that you two have already been using.

What do you think? Answer below!

Where can I find all the free divorce forms to down load for Harris County TX?

Asked:
Where can I find all the free divorce forms to down load for Harris County TX?

I am disabled so I can not afford a lawyer and those who state they will help, it never seems to happen, so I downloaded the original respondents original answer and counter-petition for divorce

Best answer:

Answer by *****…..*****
You should go to The Sterling Municiple Library

Give your answer to this question below!

Which costs more a server serving divorce or a newspaper notice ad?

Etcha Sketch Asked:
Which costs more a server serving divorce or a newspaper notice ad?

Is it cheaper to IDK its address in a simple, non-contested divorce case is? It superior that IDK where he lives?

Best answer:

Answer by Paul
Regardless of what anyone states here th answer to your question will depend on what the fees are for providing service of notice and what you’ll be charged by your local paper. I recommend calling the county clerk’s office and the newspaper and getting the actual costs rather than relying on some “guessimate” one of us might come up with.

Give your answer to this question below!

Q&A: How much does a no contest divorce cost in NJ (court costs, filing fees) if you do it yourself? no lawyer…?

diaevfl Asked:
How much does a no contest divorce cost in NJ (court costs, filing fees) if you do it yourself? no lawyer…?

Best answer:

Answer by lorisam7879
I can’t tell you exactly. Filing fees vary from say to state, and sometimes even by county. They usually range from $ 150 to as much as $ 300.
You can do your own divorce if its uncontested, however contested divorces do require lawyers which would make it a lot more expensive.

Give your answer to this question below!

Q&A: How much are court costs for a simple divorce in Wood County, WV?

yanknut80 Asked:
How much are court costs for a easy divorce in Wood County, WV?

Simple, no contest divorce. No lawyers, no property, no children. Who knows what the court costs are to be expected for the final hearing?

Best answer:

Answer by in the sky how I wonder
Contact the local courthouse and ask the court clerk..they would know. The substitute would be to check on your state’s website…in CT they publish a directory with all that information that you can view online.

Give your answer to this question below!

Next »