Q&A: How do you have someones drivers license suspended for non payment of a small claims default judgement in MI?

Question by Ted & Rhonda P:
As you have someone driver for not paying a small claims default judgment suspended license in MI?

I have filed in small claims court, against a corporation for an outstanding, unpaid invoice, for work done. Their attorney filed to have it changed to civil court, then did not show up for any of the court dates. The judge never heard the case, and signed a default judgement against them.

The corporation did end up paying the cost of the invoice without the late fees, penalties, or costs…. which were included in the default judgement. I am still interested in recovering those too. It has now been a month since the default judgement was signed.

When I filed against the corporation, I had to place the President of the corporations name. He was the mortal that represents their corporation.

I know someone, in Michigan, that lost a small claims case, and they had their drivers liscense suspended until the debt was paid.

Can this be done to the officer of a corporation, that’s study was on the lawsuit? And if so, how would I go about doing it?

Best answer:

Answer by kcracer1
ask your attorney

Add your own answer in the comments!

Can someone with a civil (default) judgement against me in Ohio come after my assets (lein on my home) in Cali

Beth Asked:
Can someone with a civilian (standard) sentence against me in Ohio after my assets (lein on my home page) in Cali

Although we have not been officially served (we never accepted any certified letters) we have a civil (default) judgement against us from Ohio. We now live in CA. Can our assets be taken (i.e. lein on home) for this judgement? We never had the opportunity to defend ourselves. Do we have the right to hire a new attorney (the first one did NOTHING) and appeal the judgement? Do we have to go back to Ohio? Can we place the property in a trust and forget about it? We are self-employed so garnishment is not an issue. Thanks.
Best answer:

Answer by Gallivanter
The answer is, it depends. Generally yes, via the Full Faith and Credit clause of the constitution. But there are so many exceptions and jurisdictional issues and potential defenses that only a lawyer can tell you for sure.

What do you think? Answer below!

default judgement in a child support case?

Question by Fernando Monarres:
Judgement by default in a child support case?

I had a child support case hearing on the babys mother and she didnt show up. They place a default judgement on her and scheduled another court date. What should I anticipate to happen with this default judgement.

Best answer:

Answer by George McCasland – Papa Bear
You don’t state if you or her has custody.

What do you think? Answer below!

Does anyone know when I can file for a default judgement on an unanwsered lawsuit claim aganist someone?

Question by *******L…A ‘S FINEST******: Does anyone know when I can file for a default judgement on an unanwsered lawsuit claim aganist someone?
I am currently going through an unlimited civil lawsuit process ,
Today is the deadline date for the individuals and company my attorney filed my claim aganist to anwser, .They have not responded to my claim filed aganist them, so far and I am wondering when will it be ok for my attorney to file for a default judgement. Thanks Robin G. IN LA

Best answer:

Answer by Shibi
Why don’t you discuss this with your attorney? They would be in the ideal position to respond to your question about your case.

Add your own answer in the comments!

What happens if you win a default judgement against a company…?

Question by Nat: What happens if you win a default judgement against a company…?
and the company does not pay? What would happen next?
We’ve filed for a default judgement against a company and will most likely get what we’re asking. But this company has not responded to any lawsuits against it lately. What can we do if they do not pay?

Best answer:

Answer by ?infiniti?
Winning a judgment is just half of your battle. If they don’t pay, you could place liens on any bank accounts or any other assets that the company owns.

Add your own answer in the comments!

default judgement?

Question by Fredia b: default judgement?

Best answer:

Answer by cou
When you get a summons to go to court and you don’t show up at the appointed date/time, you will get a default judgment against you based solely upon the fact that you didn’t show up…So the other side wins by default and you will end up having to pay money…even if you didn’t owe it in the first place.

NEVER ignore a summons to go to court.
What do you think? Answer below!

Judgments – How to Remove it From Your Credit

Judgments – How to Remove it From Your Credit

A judgment, default judgment, and credit card judgment all mean the same thing.

A judgment means you have been found legally responsible for a debt. This finding has happened in a court of law.

The creditor has sued you and won their case. This gives the creditor legal grounds to have your consequence garnished to pay back the debt.

This is a very bad mark to have on your credit and will cause your credit score to be lowered. Often collection agencies will try and win a judgment. Judgments can happen with any form of unsecured debt.

This mark will remain on your credit file for 7 – 10 years. It depends upon what say the case was filled in and what the statutes of limitations are in that state. It is also common for lenders to seek a renewal judgment if the debt has not been repaid at the end of 7 or 10 years.

This makes it very difficult to ever remove a judgment from your credit. However it can be done and with a tiny luck you might not even have to pay it.

I advocate you first disputing the judgment with the credit bureaus. This is done by writing a dispute letter in which you explain why the listing is wrong and should be removed.

The bureaus will then hold an investigation. They will try and verify the debt and the amount of the debt with the lender or collection agency.

If they can not verify the statement is accurate then it must be removed from your credit report. It is common for investigations to result in a mark being deleted.

However a judgment is such a severe mark that it doesn’t have as good of chances of being removed. This often means you are stuck with the listing.

However in some cases a judgment is not correct. Thus the mark should be removed and you should not be responsible.

This is the time when you should think about a credit attorney. They have an expert knowledge of credit laws and the capability to go to court if necessary to establish that the judgment is wrong and should be removed from your credit.

You can actually hire a credit attorney at a reasonable rate. Lexington Law has 22 credit attorneys on their staff and they can be hired at under a month for the top of the line service.

Related Default Judgement Articles

Default Judgement??

Question by CL: Default Judgement??
I just got a letter stating that I have a default judgement signed against me from a credit card debt. What happens next?

Best answer:

Answer by echo
If you live in a say that grants remuneration garnishment, then the collector would probably try to get a writ of garnishment.

Looking through your past Q&A’s it looks like you live in Texas? If so, remuneration garnishment is not granted for easy money debt judgments such as credit cards.

They might try to seize your bank accounts, if they haven’t already. If the assets in your bank accounts don’t cover the amount of the judgment, then they might try to place a lien on your home or other assets that are allowable under the Texas homestead exemption laws.
They “cannot” force you to sell any quality to pay the judgment.
They would have to move for you to sell, then move in line to be paid over previous lien holders, such as your mortgage holder.

They might request an quality hearing. If they do then do not miss it. Fail to show for an quality hearing and the judge could place you in contempt of court.

It will probably be entered on your credit reports.

They could do any of the things I mentioned or, if you have nothing for them to seize or lien, they could sit on the judgment until you have something. They could continue to renew the judgment until it’s paid or they might just let the judgment expire.

Know better? Leave your own answer in the comments!

Some Thoughts on Bankruptcy

Some Thoughts on Bankruptcy

If you have found yourself overburdened by debt and your income at the present time is not enough to cover your bills than you might want to think about bankruptcy as one of your options. If this is the case then there are a few things that you will want to take into consideration. You sertainly don’t want to let your creditors know that you are considering bankruptcy, or they make the preemptive move of seeking a default judgement against you.

If you are going to try to negotiate with your creditors then you should seek out the help of a credit counselor who can assist you in this area. If you have made the decision file for bankruptcy then you will definatly need the help of a eligible bankruptcy attorney. After your attorney files the papers at the court clerks office your creditors will then be notified that you intend to have your bills discharged.

This will be the beginning of your creditors trying to negotiate with you seriously. Your attorney can advise you on these matters, because one of the things that they will try to get you to do is to reaffirm your loans which will make them exempt from bankruptcy proceedings. Depending on what they are offering you you might select to do this and this is quite often the case.

You have to bear in mind that a bankruptcy will alteration your credit for years to come and it will be very difficult to get credit with a bankruptcy on your record. There are many things that a good credit councilor can do for you such as arranging a low interest individualized loan that you can use to pay off any burdensome high interest debt that you might have. It is important to bear in mind that bankruptcy should always be your last resor

More Default Judgement Articles

Can You Save Your House in Case You Default Your Mortgage Payments?

Can You Save Your Home in Case You Default Your Mortgage Payments?

-Mortgage payment protection
-County Court Judgement
-Payment holiday

If you have had a large amount of mortgage and are unable to pay back on time, there is a risk of losing your collateral. In case of a secured loan, home is used as a collateral. Remember that if you forget to pay up your monthly dues, you might stand to lose your house. Therefore, it is essential to pay off your bills on time. Think of a worse situation, when you might have lost your job, you are sick and bed ridden. How would you make your repayments?

Simple, you can protect your loan payments in times of redundancy, sickness, accident, loss of job etc. You will not lose your house, if you apply for a payment endorsement policy. You can either apply for a payment endorsement with your loan lender or you can apply with another lender. This payment endorsement insurance, will help you meet up the monthly loan amount. It helps you in a crisis situation, where in you don’t have to fear losing your home as you are unable to repay. Your insurance company will pay on your behalf, and helps replace a portion of your income.

Your secured loan is the most important financial commitment to you. This is because your home is used as a security and in case you change to repay, it will be a disaster if you don’t have a endorsement policy in place. What are you inactivity for, if you are applying for a secured loan, do not forget to protect it. Also remember that it is not mandatory to get a endorsement cover along with your loan. If a lender misleads you that it is part of the loan and you must apply for it, the, be sure he is deceiving you!

The other option to save your home in case of loan defaults is CCJ (County Court Judgement). You can file for County Court Judgement if you want to save your house. The court will set your repayments based on information you wage about your income and spending. You can request for a payment holiday till the date you get another job. No lender will harass you or run any court proceedings against you while you have asked for a payment holiday or file a CCJ. This way you can protect your valuable collateral from being confiscated by the lender.

For most people, their mortgage is the most important financial obligation because their homes are secured by it.  Failure to meet mortgage repayment guidelines can result in repossession.  Many properties have been saved by the assistance provided by mortgage insurance.  Mortgage endorsement insurance is routinely sold in combination by banks and lenders, but this packaging of loans and insurance has come under fire in current years.

Related Default Judgement Articles

Next »