What type of attorney do I need for Q’s about credit card judgement causing bank account & car to be seized.

chidordon Asked:
What kind of lawyer do I need to Q’s caused by credit card & bank statement Judgement automobile will be confiscated.

I don’t want to file bankruptcy, because fraud was involved in my debt. (No harsh comments, please… I messed up bad, I know).

I’m inheriting a used, paid-off automobile worth $ 3000. I live in Michigan. I’m also worried about the funds in my bank account. I’m cashing a massive check and the bank requires me to deposit it for 5 days before withdrawing.

Thanks for any advice.
Best answer:

Answer by sheera1216
can you open another bank statement at a new bank? I messed up bad myself years ago and had to pay off the debt to the men in black trench coats! It takes time to make it right. Do the right thing and it will work out for you.
good luck

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a question about a credit card judgement granted against me?

Question by shahlavegas:
a question about a credit card Judgement allowed against me?

I had a judgement allowed against me for $ 8,000 6 years ago, I work and I don’t have garnished consequence and I have automobiles in my name, I have a few grand in a savings account, do these companies have the power to go after assets and it doesn’t look like they have if so how long do they have and what is typical with old judgements like how long to oppose this if at all.

Best answer:

Answer by golferwhoworks
It can sit on your credit for 10 years in public records. It just gains interest till paid off. If you own your own home they attached it as a lien that will get paid if you ever refinance or sell the home. In some says it is attached for up to 20 years.They might also go back and get the judgment extended by the courts and begin garnishment at any point in time

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Q&A: I have a question regarding a credit card judgement?

Question by Jeremy:
I have a question regarding a credit card ruling?

Hello, I have recently filed a “motion to leave judgment” to stop a garnishment of consequence from a credit card company. The motion was accepted and I have a hearing in about two months. I’m convinced I will be healthy to get the judgment vacated but my question is does filing this motion temporarily stop the remuneration garnishment until the hearing date or will my consequence continue to be garnished until the hearing date?

Best answer:

Answer by R J
Your consequence will continue to be garnished. Had you filed your motion promptly…usually within 20 to 30 days of the judgment date, your consequence would not have been garnished in the first place. RJ

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how to stop wage garnishment from credit card company judgement?

Question by DollarsNsense:
how to stop remuneration garnishment from credit card companies sentence?

My credit card debt went to collections and then they went to court for a judgement. Now they are garnishing my paycheck at work. Is there anything I can do?

Best answer:

Answer by 511@
U cant stop it!! Look on the back of the judgement letter that says how much was going to be taken, the backside will give u a couple of ways to fight it. BUt believe me it wont be worth it, cause they will make u pay anyways!!

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I have a credit card judgement my wife ownes the house can the credit card company touch the house?

Question by richard c:
I have a credit card ruling my wife ownes the house, the credit card company can touch the house?

I always had excellant credit and an excellant business I was involved in a bad happening that caused permanent injuries. As a result all my bills became deliquent and my wife didnt acquire enough to take over all the responsibilties. Now I am getting judgements against me. We had no shared credit accounts and I have nothing in my name. I want to pay my bills but it is out of the question right now.Can they touch the home that isnt in my name?

Best answer:

Answer by lovesnowy
It depends on what say you live in but usually yes if there is equity in the home. If your debts are in the 10s of thousands and your home has at least that much equity, I would take out a loan against your house. If your home does not have enough equity to cover your debt, I would think about bankruptcy. It is evenhandedly simple to file and a good lawyer can help you keep your home in the process.

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Points to Know About Dealing With Christmas Debts

Prior to tackling the main part of the article, here are some definitions of common terms relevant to the subject. A default is the financial term to denote where you have unsuccessful to meet your credit responsibilities. Should you have neglected a payment on a mail in account, for example, they could place a Notice of Default on to your credit report. This will have a negative effect on your credit file at a later date if you would like to take on added credit.

A ‘CCJ’ actually means County Court Judgement. A CCJ is a legal judgement pronounced by a County Court in connection with someone who is in debt to someone else (an individual or business) or a case where they have unsuccessful to meet the requirements of a credit agreement. This judgement will administer an inexpensive repayment arrangement in order that the one who is in debt will start to cover the money they owe. County Court Judgement are place on official public record and will influence the debtor’s potential of being allowed additional credit for as much as 72 months.

A debt management company helps you re-organise your finances to get you out from under debt. However, they normally charge you something for this service and they might even advise taking out additional credit!

A store card is a form of credit card allowed by a retailer or larger group of retailers. A store card grants the cardholder to pay for products and / or services from the business involved without having to use cheques or cash. A store card like a credit card will include a maximum spending limit set on it. The borrower has to repay anything spent on the card apiece month, otherwise the amount still owing will draw interest fees.

The National Debt Helpline reports that in the months of January, February and March, it experiences an increase in the number of calls it receives – and this is due to fallout from Christmas spending.

Sadly, we are all under extra financial pressure to spend at Christmas, whether it be on presents, extra socialising and even new clothes! However, once the excitement of Christmas is over and you actually realise how much debt you have run up, you might find yourself in the position of being unable to meet your financial commitments.

However, there are ways that you can refrain debt at Christmas..read our tips below:

1. Open up a ‘Christmas Fund’. First of all, draw up your individualized budget – list all your outgoings, from your mortgage/rent to insurance to petrol costs, including food, clothing, savings etc. This will show you exactly how much money you have left over apiece month. Put aside a percentage of this into a high interest instant access statement and call this your ‘Christmas Fund’. Whether you are the type of mortal who purchases presents throughout the year or at the last minute, only purchase if you have the money sitting there in the statement Plus, you’ll have more to spend as you will be earning interest on your savings!

2. In the shops you will see lots of special offers for credit – for example: ‘Buy Now, Pay June!’ – don’t be tempted unless you already have the money there and you are strong willed enough to leave it in your statement until payment is due

3. When buying presents, try not to shop in November or December – this is the time that shops actually over-inflate their prices! Purchase during the income throughout the year. Also, look out for supermarket and shopping catalogue Christmas Savings Schemes.

Don’t let the Yuletide spirit cause you to start into debt!

Points to Know About Dealing With Christmas Debts

Related Judgement For Debt Articles

Ive had a Judgement on a debt. i have a few questions?

Question by snowman_80: Ive had a Judgement on a debt. i have a few questions?
Hi, i recentally had a Judgement place against me for a debt i owed. I was wondering if any of you out there had this happen to you? I would like to know how respectful they were towards your situation? I can only afford to pay them 20 to 30 bucks a month? If you had judgement towards you please tell me how you dealt with your situation?
Thanks. I have filled out a payment form the lawyer sent me. I am sending it out tomorrowow ASAP.

Best answer:

Answer by dave_from_auburn
If you have a judgement filed against you I recommend you make payment arrangements with them pronto. If you ignore them (or the do not concur to work with you as far as payments) they have the capability to seize bank accounts, individualized property, or garnishee your consequence to get what you owe them.

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Legal Court Judgement on creditcard debt?

Question by stan c: Legal Court Judgement on creditcard debt?
I owe a card card 8k and they sold or engaged a law frim to take me to court, have recieved papers. I have no asset’s other than a car for which I still owe 18k. I am owe the IRS 77k and pay 0 a month in alimony. I receive a small pension check each month. Have no money for a lawyer. My credit is already in the crapper. Other than selling a kidney, what other restitution can I expect?

Thank you for your answers!

Best answer:

Answer by Bozo C
To hell with those blood suckers. Good luck friend.

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Does anyone know when I can file for a default judgement on an unanwsered lawsuit claim aganist someone?

Question by *******L…A ‘S FINEST******: Does anyone know when I can file for a default judgement on an unanwsered lawsuit claim aganist someone?
I am currently going through an unlimited civil lawsuit process ,
Today is the deadline date for the individuals and company my attorney filed my claim aganist to anwser, .They have not responded to my claim filed aganist them, so far and I am wondering when will it be ok for my attorney to file for a default judgement. Thanks Robin G. IN LA

Best answer:

Answer by Shibi
Why don’t you discuss this with your attorney? They would be in the ideal position to respond to your question about your case.

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Will a credit card debt judgement deny me a US passport?

Question by RaiderNation: Will a credit card debt judgement deny me a US passport?
I have about 6 credit cards way past due. Most of them are in collection agencies. The highest equilibrise I have on any card is around ,300. All together less than ,500. This law firm called me and informed me that they will get a jugdement against me and garnish my consequence if I do not settle the debt(this statement has equilibrise of around 0) I DO WANT TO PAY BACK. But I have a small job and planning to go back to school!!!Will a judgement deny me a US passport? Do you think they will go to court for such a low debt??? People with much higher debt get away from it. I do accept my mistake though

Best answer:

Answer by theosharatos
From what I understand, only owing money in past due child support then will deny your passport.

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