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Some Thoughts on Bankruptcy

admin — Sat, 29 Oct 2011 07:32:21 +0000

Some Thoughts on Bankruptcy

If you have found yourself overburdened by debt and your income at the present time is not enough to cover your bills than you might want to think about bankruptcy as one of your options. If this is the case then there are a few things that you will want to take into consideration. You sertainly don’t want to let your creditors know that you are considering bankruptcy, or they make the preemptive move of seeking a default judgement against you.

If you are going to try to negotiate with your creditors then you should seek out the help of a credit counselor who can assist you in this area. If you have made the decision file for bankruptcy then you will definatly need the help of a eligible bankruptcy attorney. After your attorney files the papers at the court clerks office your creditors will then be notified that you intend to have your bills discharged.

This will be the beginning of your creditors trying to negotiate with you seriously. Your attorney can advise you on these matters, because one of the things that they will try to get you to do is to reaffirm your loans which will make them exempt from bankruptcy proceedings. Depending on what they are offering you you might select to do this and this is quite often the case.

You have to bear in mind that a bankruptcy will alteration your credit for years to come and it will be very difficult to get credit with a bankruptcy on your record. There are many things that a good credit councilor can do for you such as arranging a low interest individualized loan that you can use to pay off any burdensome high interest debt that you might have. It is important to bear in mind that bankruptcy should always be your last resor

Written by Hillary Millman. Find the latest information on Bankruptcy Advice as well as Debt Advice

How much does a Pro Se Divorce cost in South Carolina?

admin — Thu, 13 Oct 2011 16:52:30 +0000

Kimmie Asked:
How much does a Pro Se Divorce cost in South Carolina?

Been unemployed for months, so I can not afford a lawyer. A full-time student, no children. Both of us concurred already, that everything we place in the apt, we could go back with us, this automobile (which my parents). He is in the army, the PCS move straight to South Korea in February in a few weeks I will be. Who knows how much cost a pro se divorce in SC? (Meaning court costs, get the papers, etc.)

Best answer:

Answer by LONG” D “
$ 500 !…………..It will be less than that but,have it just in case !

Know better? Leave your own answer in the comments!

Any tips on saving money during a major move?

admin — Wed, 23 Mar 2011 07:33:15 +0000

We are preparing to move 200 miles away in a few weeks, but worried about being strapped with all the expenses. We just had to pay rent on our current house, we have to place down deposit, pet deposit, and first month’s rent on the new place, new utility deposits, food, cleaning supplies, etc., not to mention gas being so high these days. Plus, all of our bills are due at the current location. We are figuring it will take about 4 trips, towing a loaded trailer to get all of our belongings. Any money saving tips would be greatly appreciated.